Car insurance is meant to pay you back if you suffer a loss. We all pay premiums to our agent each month, in the hopes we do not need to make a claim, but when accidents happen having insurance can give you the peace of mind needed in knowing you will not be out of pocket for certain expenses. At least that is the way car insurance is supposed to work. But many times the adjuster comes back to the victim with a denial of the claim, or an offer of payment that does not cover all of the damage. This happens frequently when claims are made against another driver’s insurance but can also happen if you need to make a claim with your own insurance company.
The role of your insurance agent if you have been in a car accident is to investigate the claim and defend you if the other driver claims the accident was your fault. Most insurance policies require the company to provide a defense if you are sued for negligence resulting from a car accident. But keep in mind that while this representation may seem free of charge, if you are found liable for the accident chances are your rates will be raised or your company may decline continued coverage. And, if you are the victim and turn to your insurance company for help it is good to remember that your insurance company does not work for you, but rather is company with a bottom line to keep in mind. If you want to get the most out of your case, the best approach is to let a qualified personal injury attorney handle your case. The benefits of hiring a trained attorney include:
- Making sure the case is properly investigated.
- Making sure your personal injury lawsuit is filed on time.
- Taking the burden off your shoulders of negotiation.
- Learning what pieces of evidence are the best evidence for your case.
We work for you, not for the insurance company. Our focus is you, and on securing the maximum amount of recovery possible in your case.
If you have been in an accident, we can help. Contact the attorneys at Yetnikoff Law Offices, PLLC for answers to your questions about personal injury lawsuits. Call us at 800-279-6331 or visit us online.