Injured persons often talk about the challenges of dealing with an insurance adjuster. It’s frustrating when you’re in pain, especially when the adjuster questions whether you’re really injured. Sometimes it’s helpful to remember that they are employees, working for a company, doing their jobs. Getting some background knowledge on their job could give you valuable insight into your case. Izzy Yetnikoff is a lawyer with extensive legal experience dealing with insurance companies and insurance adjusters. Call Izzy Yetnikoff at Yetnikoff Law Offices, PLLC today if you’ve suffered an injury and are dealing with insurance companies and insurance adjusters. Call us at 800-279-6331 or visit us online for more information.
What You Should Know About Your Adjuster
There is a limit on the settlement amount an adjuster can offer. If your target settlement figure is significantly different from the amount offered, you will not be able to bridge that monetary gap. Insurance adjusters always have a predetermined limit of how much they can offer to settle your claim. That amount is generally higher for more experienced adjusters. Keep in mind that the insurance adjuster will not disclose their settlement limits or details about their authority to settle your claim.
Your settlement offer from the insurance company is not an arbitrary number. Many factors go into computing the offered amount. Insurance adjusters look at factors such as your actual expenses (like the cost of medical treatment), an estimate of future expenses, how much income you have lost, and will continue to lose as a result, and other negative effects from the incident and your injuries.
The adjuster considers how strong your case is. Your settlement offer will depend on how much you’re likely to win in court. If the insurance company thinks that your case is weak and that you’d likely lose your case in court, your settlement offer will be lower.
Why You Should Hire an Attorney
While handling your own personal injury claim is possible, it’s usually more complicated than people think. Having an attorney to advocate on your behalf with the insurance companies will be extremely valuable. Injury lawyers will read between the lines of what the insurance company is telling you and will have a clear picture of all of the options available to you. An attorney can also investigate your case more thoroughly so that it is rock-solid before going to the insurance company.
Izzy Yetnikoff is a lawyer with substantial legal experience dealing with insurance companies and insurance adjusters. Call Izzy Yetnikoff at Yetnikoff Law Offices, PLLC today if you’ve suffered an injury and are dealing with insurance companies and insurance adjusters. Call us at 800-279-6331 or visit us online for more information.